Conservative and Prudent Risk Management
Galaxy Ark’s conservative and prudent risk management framework is designed to safeguard the security of your assets.
A key aspect of investing is selecting a portfolio that aligns with your financial goals. Equally important is the security of the assets held in your account. It’s essential to ensure your broker provides high levels of protection for your account assets.
We invest your cash in short-term government securities that mature within a few months.
As these government bonds mature, we continuously roll them over into the latest issues.
Due to the low interest rate sensitivity of these bonds, potential losses are minimal if we need to sell them.
We are required to mark all investments to market and report their value to regulatory authorities and investors. This ensures that any potential issues can be detected promptly.
Other banks and brokers may not report investment losses immediately and might invest in longer-term assets to maximize current earnings. In contrast, under our prudent risk management policy, since our investments are always aligned with current short-term benchmark interest rates, we are able to pay the highest interest on deposits and charge the lowest borrowing rates for margin loans.